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Michael Smith is a Lead Due Diligence Consultant and Vice President at Wells Fargo Bank, N.A., with extensive experience in evaluating commercial lease and loan transactions. Previously, Michael held various underwriting roles, including Consumer Loan Underwriter and Private/Business Loan Underwriter, where they focused on complex financial assessments. Michael has also led a team performing KYC risk evaluations to ensure compliance with regulatory standards. They hold a BA in Economics, Business Administration, and Spanish from Coe College, as well as an MBA in Finance from the University of Iowa.