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Qinwen Xiao is a Senior Director at Visa, where they have held multiple leadership roles, including Head of Visa B2B Connect for Asia Pacific and Greater China. Previously, they served as the Head of SWIFT global payments innovation for Asia Pacific and were instrumental in project development at Telefonica I+D. Qinwen began their career as an Analyst and then a Sales and Relationship Manager at Bloomberg, following a stint in business development at efergy Technologies Limited. They earned a Master of Science in Computation for Design and Optimization from the Massachusetts Institute of Technology and another Master of Science in Computing Engineering from the National University of Singapore, along with a Bachelor's degree in Electrical Engineering from Zhejiang University.