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Andrew W. is currently the EVP and Chief Credit Officer at United Pacific Bank, where they focus on enhancing credit policies and improving portfolio management. With extensive experience as a Commercial Loan Officer, Andrew has previously held positions such as SVP and Chief Credit Officer at California International Bank, N.A., and AVP, Portfolio Manager at Columbia Bank. Their background includes roles in credit analysis and underwriting at various institutions, along with a commitment to staff development and departmental culture change. Andrew is also pursuing an MBA at California Baptist University and has a B.B.A. from California State University-Long Beach, furthering their expertise in the banking sector.