Ujjivan Small Finance Bank Limited is a banking company licensed under Section 22 (1) of the Banking Regulation Act, 1949 to carry on small finance bank business. It is also a subsidiary of Ujjivan Financial Services Ltd. The bank has commenced its operations with effect from February 1, 2017 & we attained a Scheduled Bank status in August 2017.     

Currently, Ujjivan Small Finance Bank has 575 branches live across 24 States and Union Territories. Ujjivan’s mission is to build a leading state of the art “mass market” bank in five years serving the unserved and underserved customers who are currently outside the formal banking system.        

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Banking

Ujjivan Small Finance Bank

Ujjivan Small Finance Bank's headquarters in Bengaluru, India

This department focuses on identifying, assessing, and mitigating risks associated with emerging business initiatives and enterprise fraud.

Enterprise Risk Management

This department oversees credit processes and collections within the organizational cluster.

Credit Management

This department manages the operational activities and performance of branches, ensuring effective service delivery and compliance with policies.

Branch Operations

This department focuses on managing and supporting the workforce, including employee relations, talent acquisition, and HR policies.

Human Resources

This department manages credit-related functions, including assessment, approval, and policy development.

Credit Services

The Credit Risk Management team at Ujjivan Small Finance Bank is responsible for assessing, monitoring, and mitigating credit risks associated with loan products. Comprising various roles such as Credit Managers and Officers, the team evaluates borrower profiles, analyzes financial data, and develops risk assessment frameworks to ensure sound lending practices. Their efforts help protect the bank's assets while enabling access to credit for underserved markets, aligning with Ujjivan's mission of financial inclusion.

Credit Risk Management

This department oversees the development, strategy, and execution of product-related initiatives to drive market success.

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People (2)

Jobs (0)

Other teams

Credit Management

Branch Operations

Human Resources

Credit Services

Credit Risk Management

Product Management

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People (2)

Jobs (0)

Other teams

Credit Management

Branch Operations

Human Resources

Credit Services

Credit Risk Management

Product Management

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