SmartFinancial, Inc., formerly Cornerstone Bancshares, Inc., is a bank holding company. The Company operates through its SmartBank subsidiary (The Bank). The principal business of the Bank consists of attracting deposits from the public and investing those funds, together with funds generated from operations and from principal and interest payments on loans. It offers commercial real estate-mortgage, consumer real estate-mortgage, construction and land development, commercial and industrial, and consumer and other loans. The Bank's investment portfolio consists of Federal agency bonds, mortgage-backed securities, and state and municipal securities. The Bank provides a range of deposit services to businesses and individuals, including non-interest bearing checking accounts, interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts (IRAs) and certificates of deposit (CDs). SmartBank operates in approximately 28 branches.

Banking

SmartFinancial Inc

SmartFinancial Inc's headquarters in Knoxville, TN, United States

The Chattanooga office focuses on regional credit management, banking relationships, and workforce development.

Chattanooga

The Tuscaloosa office focuses on financial services, including management, compliance, lending, and investment solutions.

Tuscaloosa

This department guides the overall direction and strategy of the organization through high-level decision-making and leadership.

Executive Leadership

This department is responsible for overseeing credit assessments, loan management, and related banking activities.

Credit and Loan Administration

This department oversees strategic direction and management of market operations.

Market Leadership

This department focuses on developing and maintaining client relationships to enhance customer satisfaction and business growth.

Relationship Management

This department manages various banking functions, including compliance, treasury management, and internal communications.

Banking Operations

This department focuses on managing and enhancing relationships with commercial banking clients to provide tailored financial services.

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People (13)

Jobs (0)

Other teams

Credit and Loan Administration

Market Leadership

Relationship Management

Banking Operations

Commercial Banking

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People (13)

Jobs (0)

Other teams

Credit and Loan Administration

Market Leadership

Relationship Management

Banking Operations

Commercial Banking

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