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Steven Ren is a prolific inventor and technologist with over nine years of experience in engineering leadership, primarily within the direct lending auto space. Currently serving as a Distinguished Software Engineer at Self Financial, Inc., Steven has previously held multiple roles at Capital One, where they led the development of consumer-facing applications that generated billions in annual originations. A firm believer in lean startup principles, rapid prototyping, and agile methodologies, Steven’s educational background includes a Bachelor's degree in Business Administration and Management from The University of Texas at Austin.