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Joshua Banwart CFP®, ChFC®, RICP®, CLTC® is a Wealth Management Advisor and Co-Founder of Clearwater Wealth at Principal Financial Group, where services include personalized financial planning and investment management. With a background in financial advising at Northwestern Mutual, Joshua has also contributed to various companies in roles such as Retail Development Specialist at The Goodyear Tire & Rubber Company and Supply Chain Intern at GTM Sportswear. Educational credentials include a Bachelor’s degree in Logistics from Kansas State University, a Master’s in Financial Planning from The American College of Financial Services, and additional certifications in retirement income and financial planning.