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Albert James has a solid background in credit analysis, having served as a Senior Credit Analyst at Oracle India Pvt Ltd from March 2017 to September 2024, before advancing to the role of Lead Credit Analyst at Oracle in September 2024. Albert's educational foundation includes a +2 in Commerce from St. Thomas HSS Thomapuram (2008-2010), a Bachelor of Commerce in Computer Applications from Mar Thoma College, Thiruvalla (2010-2013), and a Master of Business Administration in Finance and Marketing from REVA University, Bangalore (2014-2016).