Montecito Bank & Trust is a locally owned community bank founded in 1975. It is known for its ongoing support of the community through unique giving programs like Anniversary GrantsSM and Community Dividends(R), which annually gifts $1 million to more than 150 local nonprofits.

Behind every great community is a great bank.

Banking

Charity

Non Profit

Montecito Bank & Trust

Montecito Bank & Trust's headquarters in Santa Barbara, CA, United States

Janet Garufis

James Jefferson

Bruce Stevens

Scott Estby

Megan Orloff

Richard C.

Nathan Glyer

Tom Mortensen

Suzi Schomer

Jenifer Napoli

Angela Krablin

Meredith Beitz

Sue Lo

Ozzie Rios

Alan Acosta

Charles Faulding

Clyde Freeman

Maria McCall

Heather Ames

The Leadership Team at Montecito Bank & Trust is responsible for setting strategic direction, driving growth initiatives, and ensuring operational excellence across all departments. Comprised of top executives, the team collaborates to make key decisions that support the bank's mission of community engagement and financial stability. They oversee various critical functions including technology, human resources, risk management, and commercial banking to ensure the successful execution of the bank’s goals and community programs.

Leadership Team

The Banking and Credit Team at Montecito Bank & Trust is responsible for managing and expanding commercial banking relationships, overseeing credit administration, and ensuring the integrity and compliance of loan processes. The team includes roles focused on sales management, credit analysis, fraud prevention, treasury management, and IT auditing. They work collaboratively to support local businesses and contribute to the bank’s mission of fostering community growth through responsible lending and financial services.

Banking and Credit Team

The Engineering and Technology team at Montecito Bank & Trust is responsible for designing, developing, and maintaining the bank's technological infrastructure and software systems. They ensure the security, reliability, and efficiency of digital banking services while supporting data management and risk assessment processes. This team works collaboratively to innovate and implement solutions that enhance the bank's operational capabilities and customer experience.

Engineering and Technology

The Portfolio Management team at Montecito Bank & Trust is responsible for overseeing and optimizing investment portfolios within the Commercial Lending Group. Their duties include managing client relationships, assessing credit risk, ensuring compliance with regulatory standards, and making strategic decisions to maximize portfolio performance. With a focus on supporting local community initiatives, their expertise plays a critical role in the bank's mission to contribute positively to the community.

Portfolio Management

The Finance and Risk Management team at Montecito Bank & Trust is responsible for overseeing the financial integrity and risk exposure of the bank. They manage financial planning, reporting, and compliance, ensuring sound financial practices and mitigating potential risks. This team plays a crucial role in maintaining the bank's stability, supporting its community-focused initiatives, and safeguarding its assets.

Finance and Risk Management

The Learning and Development team at Montecito Bank & Trust focuses on enhancing employees' skills and knowledge through structured training programs, workshops, and professional development initiatives. The team ensures continuous learning opportunities, fosters organizational growth, and supports the bank's commitment to exceptional community service and performance.

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Montecito Bank & Trust

Org chart

Teams

Leadership Team

Banking and Credit Team

Engineering and Technology

Portfolio Management

Finance and Risk Management

Learning and Development

Offices

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Montecito Bank & Trust

Org chart

Teams

Leadership Team

Banking and Credit Team

Engineering and Technology

Portfolio Management

Finance and Risk Management

Learning and Development

Offices

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