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Ahmad Fadhlullah Bin Mohamed Rafi E is a seasoned Portfolio Manager with expertise in Fixed Income and Money Market management. They began their career at Bank Islam Malaysia Berhad, where they served as Assistant Manager and contributed to liquidity reporting and risk management. With a background in accounting and finance from Cardiff University, Ahmad has also held significant roles at EPF Malaysia, managing substantial fixed income portfolios and overseeing credit assessments. Currently, they are with MNRB Group, focusing on fixed income and cash flow management across multiple entities.