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Luke Bills is an accomplished insurance professional with over 20 years of experience in the industry. Currently serving as President of Independent Agent Distribution at Liberty Mutual Insurance since December 2004, Luke oversees the independent agency distribution channel for Liberty Mutual's US Retail Markets business unit, managing over $20 billion in Direct Written Premium across various insurance lines. Previous roles at Liberty Mutual include EVP & Chief Product Officer for the US Region and several Senior Vice President positions focused on personal lines, strategy, and regional management. Prior to Liberty Mutual, Luke worked at AIG as a Professional Liability Underwriter and held various positions at Kemper Insurance. Luke holds an MBA from Duke University and a BS in Marketing from Millikin University.