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Shri R. Ramkumar holds a Bachelor of Arts in Corporate Secretaryship (B.C.S.,) from Loyola College, Chennai, and Masters in Business Administration in Human Resources. He has rich experience in the business of textiles and export of home textiles. He widely traveled overseas on his export business and had more than 13 years of experience in the textiles business and also has a business interest in certain finance firms. He hails from the promoter’s family. He is a Non-Executive Non-Independent Director representing Minority Sector “Business and Finance” on the Board of the Bank.