Manish Kumar is an experienced finance professional with a specialization in credit management. Currently serving as Regional Credit Manager at Jana Small Finance Bank since November 2025, Manish has previously held positions as Area Credit Manager at both IDFC FIRST Bank from June 2022 to November 2025 and IndusInd Bank from September 2017 to June 2022. Prior to these roles, Manish was a Credit Manager at HDB Financial Services Ltd. from April 2015 to September 2017, focusing on loan underwriting and approvals. Manish's career in credit analysis began at Bank of America, where responsibilities included credit underwriting and loan proposals from April 2008 to April 2015. Manish holds a Post Graduate Diploma in Finance from the Institute of Management Technology, Ghaziabad, and a Bachelor of Commerce degree from Kurukshetra University.
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