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Paul Crossan APFS is a Senior Chartered Financial Planner with over 20 years of experience in financial services. They began their career as a broker consultant at a large life office and later progressed to management roles, leading a team to enhance business development. Currently, Paul works for one of the UK’s largest wealth management organizations, specializing in investment and retirement planning, and holding qualifications as a Pension Transfer Specialist. Paul is also an Associate Member of the Personal Finance Society, reflecting one of the highest achievements in the advisory field. Paul earned a BSc Honours in Cell Biology from the University of Glasgow and continuously pursues education through the Chartered Insurance Institute.