Yuliya Charapanava is an accomplished AI Analyst at Guild Mortgage, specializing in Data Services and Emerging Technologies since February 2025. Previously, Yuliya served as a Senior Data Analyst at Mr. Cooper, where the focus was on developing data models that analyze mortgage market dynamics and profitability. Prior to that role, Yuliya was the Secondary Marketing Lead Data Analyst at Thrivent, overseeing various functions in loan pricing and pipeline management. Yuliya's earlier experience includes positions at Associated Bank, where responsibilities included implementing mortgage system configurations and developing pricing sheets. Yuliya holds an ongoing degree in Applied Data Science from MIT Professional Education and an MBA in Managing Profitability and Risk from the School of Mortgage Banking.
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