First International Bank & Trust started as a single branch in Arnegard, North Dakota, and over 109 years has evolved into a bank with 28 locations in North Dakota, South Dakota, Minnesota, and Arizona.
We offer more than just banking. Our suite of expanded services is what makes us a full-service bank that our customers can count on. From Private Banking to Insurance services, we have the financial solutions to fit the needs of every one of our customers.
In April 2018, we added a leading electronic payments processor. Behind the scenes of an electronic transaction, multiple financial institutions form a complex network to ensure the movement of funds.  That process is made seamless with Kotapay. 
Every day we think about how we can make our bank better, and our communities stronger. We were recognized for those efforts on a national stage in 2018. The Institute for Extraordinary Banking™ named First International Bank & Trust its top bank at the Best Banks in America™ Super Conference.
We believe in giving back to our communities. Across our footprint, First International Bank & Trust donated millions of dollars to community and non-profit organizations, and our employees volunteered nearly 4,000 hours.
Our Mission: To be nationally recognized as a community bank whose innovation and drive for excellence is propelled by the best financial experts with a heart.
Our Company Vision: Our customers leave feeling like family.
Our Values:
◾Own the Choices You Make
◾Speak Up Respectfully
◾Make Decisions with Integrity
◾Take Pride in Your Work
◾Act Like Your Ride is Waiting
◾Learn from Yesterday, Rush for Mastery
◾Leave Your Mark on Our Communities
◾Seek the Sunshine Every Day
First International Bank & Trust (North Dakota, Minnesota and Arizona) is owned by Watford City Bancshares, Inc., which is owned by the Stenehjem family. First International Bank & Trust is a full-service, independent community bank, a member of FDIC, and an equal housing lender.


Banking

First International Bank & Trust

The Fargo office focuses on financial services, organizational development, and community banking solutions.

Fargo

The Minot office provides mortgage lending services and administrative support to facilitate local and regional financial needs.

Minot

First International Bank & Trust's headquarters in Watford City, ND, United States

The Product and Strategy Team at First International Bank & Trust is responsible for driving innovation in financial products and services, with a particular focus on electronic payment solutions through Kotapay. This team analyzes market trends, develops strategies for product enhancements, and ensures alignment with the bank's mission to provide exceptional community-oriented banking solutions. By collaborating with other departments, they aim to enhance customer experiences and strengthen the bank's competitive position in the financial industry.

Product and Strategy Team

The Mortgage Team at First International Bank & Trust specializes in providing tailored mortgage solutions to meet the diverse needs of their customers across various regions. This dedicated team of mortgage loan officers and managers works closely with clients to guide them through the home financing process, offering expertise in product selection, approvals, and closing. Committed to delivering exceptional customer service, the Mortgage Team aims to ensure that every customer feels like family throughout their home-buying journey.

Mortgage Team

The Finance and Banking Team at First International Bank & Trust is responsible for managing risk and ensuring compliance across various banking and financial services. They specialize in wealth management, commercial lending, and fiduciary services, providing tailored financial solutions to meet customer needs while safeguarding the bank's financial integrity. With a focus on business development and treasury management, the team works collaboratively to drive growth and enhance community impact through innovative banking practices.

Finance and Banking Team

The Operations and Implementation Team at First International Bank & Trust is responsible for seamlessly integrating new systems and processes within the bank to enhance overall efficiency and service delivery. This team collaborates on project management, quality assurance, and data development, ensuring that innovative financial solutions are executed effectively. By focusing on optimal performance and continuous improvement, they enable the bank to uphold its commitment to exceptional customer service and community contribution.

Operations and Implementation Team

The Leadership Team at First International Bank & Trust is responsible for guiding the strategic direction and operational excellence of the bank. Comprising key executives from various sectors, including mortgage management, risk management, and wealth management, this team collaborates to drive innovation, enhance customer experiences, and strengthen community ties. Through effective leadership, they ensure the bank remains a trusted, full-service financial institution while upholding the values and mission of fostering strong client relationships and supporting local communities.

Leadership Team

The Human Resources Team at First International Bank & Trust is dedicated to attracting, developing, and retaining top talent while fostering a supportive workplace culture. They focus on employee benefits, organizational development, and strategic HR initiatives that align with the bank's mission of excellence and community involvement. By promoting a positive work environment and prioritizing employee well-being, the team plays a crucial role in ensuring that staff feel valued and prepared to contribute to the bank’s growth and success.

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People (4)

Jobs (0)

Other teams

Mortgage Team

Finance and Banking Team

Operations and Implementation Team

Leadership Team

Human Resources Team

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People (4)

Jobs (0)

Other teams

Mortgage Team

Finance and Banking Team

Operations and Implementation Team

Leadership Team

Human Resources Team

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