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Tomáš Juračka is currently the Director of Financial Services Risk Consulting at EY in Prague, Czech Republic, a position held since August 2011. They have a Master's degree in Economic Analysis from the University of Economics in Prague and another Master's degree in Financial Markets and Regulation from the KDI School of Public Policy and Management in Seoul. Tomáš possesses extensive expertise in data quality issues and credit risk modeling, along with substantial experience in loan impairment under IFRS. They are also fluent in English and have a good knowledge of Spanish, with basic understanding of Russian and French.