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Michael Lima is an accomplished professional in operational risk management with a career spanning over two decades. They began their journey at Arthur Andersen LLP as a Manager in the Financial Markets Practice and advanced to become the Chief Operational Risk Officer at Banco Santander's New York Branch. After serving in various senior risk roles, including at Santander Bank N.A. and as Managing Director at MUFG in the Americas, Michael currently leads operational risk at Early Warning®. They earned a Bachelor's Degree in Accounting from Bernard Baruch College, achieving a notable GPA of 3.89.