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Panagiotis Kalogerakos is a Manager at Deloitte Greece, specializing in Consulting, Technology, and Transformation within Engineering, Data, and AI. They previously served as a Credit Manager in Small Business Banking at Piraeus Bank, where they led various initiatives aimed at enhancing credit evaluation processes and operational efficiency. Panagiotis began their career at Frakapor Logistics Hellas S.A. and then worked at Marfin Egnatia Bank, gaining extensive experience in credit analysis and financial evaluations for both individuals and small businesses. They hold a Master of Science in Banking from Elliniko Anoikto Panepistimio and a Bachelor's degree in Management and Business Administration from the University of Piraeus.