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Gerardo Santos Fernandez is the Managing Director and Head of Markets Treasury for LATAM at Citi, where they oversee Local Markets Treasuries across 18 countries and manage a combined balance sheet of $140 billion. With 32 years of diverse management experience in the financial industry, they have previously served as the Director of ICG Risk Treasury and held multiple vice president roles at Banamex. Gerardo holds a Bachelor's degree in International/Global Studies from Universidad Iberoamericana, a Master's degree in International Economic Policy from Yale University, and a postgraduate degree in Corporate Finance from Tecnológico de Monterrey. They have a proven track record in treasury and risk management, consistently focusing on productivity and quality.