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Christopher Richards, AFPP, APRP, CAFP, currently serves as the First Executive Vice President and Chief Banking Services Officer at The Cape Cod Five Cents Savings Bank. They have held leadership roles across various institutions, including a tenure as a Senior Vice President at The Community Bank and as a Vice President at South Eastern Economic Development Corp. Christopher is actively involved in industry committees, serving on the Payments Institute Board of Regents and previously as a member and past chair of both the RTP Business Committee and RTP Advisory Committee at The Clearing House. They obtained a Bachelor's Degree in History and Secondary Education from Bridgewater State University.