Balazs Ambach is currently the Head of Digital Channels IT development and Business Analysis at BKK - Budapesti Közlekedési Központ. Prior to this, Balazs held positions at OTP Bank as a Senior Manager in Digitalization, Mobile, and at CIB Bank as a Product Manager in e-channels. Ambach also has experience working as a Financial Services Consultant at BCS BUSINESS CONSULTING SERVICES, a Senior Business Consultant at PwC, and as a Process Manager at K&H Bank. Balazs holds a BS in Actuary from Corvinus University of Budapest and a BS in European Funds Management from Christelijke Agrarische Hogeschool.