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Richard Newman is a Vice President and Senior Wealth Management Lending Officer. They previously held roles at notable financial institutions, including becoming a Home Mortgage Consultant at Wells Fargo Home Mortgage and a Wealth Management Banker at Merrill Lynch, where they excelled in high net worth lending and client relationship management. Richard's expertise encompasses financial services, asset management, and commercial lending, and they received recognition for outstanding performance throughout their career, such as being ranked in the top 10% of producers at Merrill Lynch. Richard earned their degree in business and management with a focus on finance from the University of Maryland.