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Charles Ruifrok, Jr., CFA, is a Managing Director at BofA Securities, specializing in structured note issuance and trading. They have extensive experience in the financial sector, having held multiple senior roles at Bank of America from 2007 to 2018, including Managing Director and Head of CFD & Structured Notes trading. Charles earned an M.B.A. in Analytic Finance, Econometrics & Statistics, and Operations Management from The University of Chicago Booth School of Business and a B.B.A. in Finance & Business Economics from the University of Notre Dame.