Sanjay Ratan currently serves as the DVP - Regional Business Head at Aye Finance Ltd, a position held since October 2016. Prior to this role, Sanjay worked as a Relationship Manager at Au FINANCIERs (INDIA) LIMITED from June 2014 to October 2016. Sanjay Ratan holds a Bachelor of Technology in Electronic and Communications Engineering Technology from Laxmi Devi Institute of Engineering and Technology, completed between 2010 and 2013.