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Cilénia Borges is a seasoned professional in risk management with extensive experience in the financial sector. Currently serving as a Senior Risk Manager at Atradius since December 2022, Cilénia previously worked at Fidelidade from June 2015 to December 2022 in various roles, including Risk Management Analyst and Investment Risk Analyst, where responsibilities included ORSA team coordination, risk appetite framework implementation, and Solvency II reporting. Prior experience includes a role as a Finance & Accountant Consultant at Baker Tilly, a Research Scholar at CEsA focusing on Cape Verde’s financial systems, and an Assistant Teacher at ISCTE-IUL. Cilénia holds a Master of Science in Business Administration from ISCTE Business School and a Bachelor’s degree in Finance from ISEG. Proficient in tools such as Excel, Navision, and SAP Primavera, Cilénia combines strong analytical skills with a comprehensive understanding of risk and capital management.