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Jen Gratton is currently the Head of Climate Risk at ANZ NZ, where they help navigate the integration of climate risk into the bank's risk management framework. Previously, they served as Head of Wholesale Portfolio Management at ANZ and held various managerial roles in credit risk and corporate banking across multiple financial institutions. Jen's experience includes managing distressed assets at Lloyds International and leading initiatives for climate-related disclosures. They are also an expert in portfolio strategy and risk culture within the banking sector. Jen is a creative thinker who enjoys solving complex problems and assembling expertise to drive action.