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Arunachalam Maharajapillai Saraswathi is an Enterprise Architect specializing in the payments domain, with over 22 years of experience in technology transformation. They are currently serving as a Payments Platform Architect at ANZ, where they lead the modernization and scalability of payment processing systems. Previously, Arunachalam held senior roles at HCL Technologies and Cognizant, focusing on digital transformation and enterprise architecture. They hold a Master’s degree in EBusiness from the Birla Institute of Technology and Science and a Bachelor’s degree in Electronics and Communication Engineering from Government College of Technology, Coimbatore.