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Richard McCarthy is the Agency Owner at Brown & McCarthy Insurance Agencies, specializing in small business protection planning, executive benefits, and financial planning. They previously served as Regional Vice President at Nationwide Financial and National Sales Director at Lincoln Financial Group, bringing extensive experience in sales forecasting, strategic planning, and market development. Richard also held roles as a Financial Planner at American Express Financial Advisors and Client Executive at Marsh. They earned a degree from Indiana University of Pennsylvania.