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Raghavendra Bhat

VP - International Card Services

Raghavendra Bhat is currently the VP - International Card Services at American Express, where they empower business growth and enhance operational health across international markets. Raghavendra previously held leadership roles at Citi, including SVP Digital Strategy & Product Management, where they managed large teams and delivered innovative digital banking solutions. They founded Ranium Technologies, a startup focused on location-based services, and have contributed to the digital landscape through positions at Mphasis, Capital One, and NAB. Raghavendra holds a degree from Deakin University and is dedicated to fostering an engineering-centric culture while continually seeking to enhance customer experiences through digital innovation.

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London, United Kingdom


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