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Daniel O'Riordan is the Director of Risk & Governance at American Express, where they have held various roles since 2019, including Director of Governance and Operational Risk and Senior Manager of Business Development & Partnerships. They are responsible for establishing multi-market control frameworks and have achieved a 30% reduction in material risk events within their first six months. Daniel's career at American Express began as a Graduate Analyst, and they have also worked in fraud risk management and customer account protection. They hold a Master's degree in Risk and Security Studies from Durham University and a Bachelor's degree in Politics and Philosophy from The University of Glasgow.