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Derek Smith is an accomplished financial sector specialist currently serving as the Chief Product and Technology Officer at Aberdeen Adviser. With extensive experience in Wealth Management, Commercial, and Investment Banking, Derek has a strong record of engineering and product ownership. Previously, as Head of Technology for Wealth International at Morningstar, Derek led significant transformations in engineering, data, and infrastructure across global regions. Throughout their career, Derek has successfully driven digital-first customer propositions and spearheaded innovation culture and practices in various roles, including leadership positions at Lloyds Banking Group and Virgin Money. Derek holds an Executive MBA from Durham Business School and a Bachelor of Science in Computer Science from The University of Dundee.