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Karl Murray is a Senior Actuary and strategic leader with over 20 years of experience in the life insurance industry, specializing in actuarial, finance, and risk management. They have a proven track record of advising top-tier insurers in areas such as financial reporting, product development, and regulatory compliance. Karl is currently the Client Partner, Technical Director, and Head of Insurance European Regulations at 4most and serves as Executive Manager of Actuarial Reporting at Irish Life. They have completed numerous qualifications, including a Postgraduate Diploma in Financial Planning with Distinction from Atlantic Technological University, and are a Fellow of the Society of Actuaries in Ireland.