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Dan Niemiec is a seasoned analytical leader specializing in credit risk management and data science within the consumer finance sector. Currently serving as Executive VP and Chief Credit Officer at 1st Franklin Financial Corporation, Dan uses advanced mathematical models to optimize credit risk strategies and enhance profitability. They have previously held significant roles, including Deputy Chief Risk Officer at Regional Management Corp. and Chief Credit Risk Officer at CURO Financial Technologies Corp., where they transformed underwriting processes and drove data-driven business decisions. Dan is also pursuing a Master of Applied Statistics at The Ohio State University and has a proven history of implementing innovative solutions that enhance portfolio performance.